Market Impact Profile: eXp Realty Realtor Kylie Steiner brings lifelong Central Oregon knowledge and firsthand ranch experience to buyers navigating Madras, Bend, Redmond and the region’s rural communities.

Oregon homebuyers face high upfront costs at the same time that affordability remains tight across the state. For many first-time and first-generation buyers, the down payment is the barrier that keeps homeownership out of reach even when monthly income is otherwise stable.