Market Impact Profile: Luis Aguilar shows first-time buyers in Avondale, Glendale and the broader Phoenix, Arizona, West Valley how financing, inspections and closing costs really work.

In Phoenix, the difference between winning and missing a deal often comes down to how the loan is structured before the offer is ever written.

Not so long ago, Luis Aguilar was sitting in a cubicle at the University of Phoenix taking in calls, wondering if that was the end of the line for him. Now, he’s closing over $2 million in real estate sales.