Justine Hilgenberg does not treat Orange County, California, real estate as a race to push clients through a sale.

Market Impact Profile: Amanda LeGault helps buyers across Tampa Bay and Florida’s Gulf Coast reduce upfront costs by combining low-down-payment financing, assistance programs, seller concessions, and smarter property selection.

Minnesota broker Katharine Brown has built a referral-based business across Minnetonka, Wayzata, Excelsior, and the Twin Cities metro area by combining local market knowledge, hands-on homeownership experience.

The Arizona Department of Housing HOME Plus Program is worth highlighting because it directly targets that upfront cost problem. It provides down payment assistance and closing cost assistance that can help eligible buyers reduce the amount of cash needed at closing.

Market Impact Profile: Gerald Tyler Garcia of Hometown Lending brings consultative mortgage guidance to Dallas-Fort Worth, West Texas and buyers across Texas.

Aside from cash gifts, you may also apply to down payment assistance (DPA) programs to help you with the initial payment.

The lower the interest rates, the lower the monthly mortgage payments, right? It’s a good thing you don’t have to wait for the market to change for this to happen.

Are you ready to apply for a mortgage pre-approval? Choosing which mortgage lender to submit applications to may come as a challenge.

Homebuyers across the United States continue to face high upfront costs before they ever reach the closing table.

In Prince George’s County, Temi Akojie is guiding buyers and sellers beyond transactions, aligning financial strategy, local development insight, and long-term planning.

The ADFA Down Payment Assistance Program provides financial assistance specifically designed to lower the cash required at closing.

Did you know that you may still buy a house with a low income?

It may come as a surprise, but previous down payment assistance programs had their dirty secrets.

Home financing has allowed many Americans to achieve their dreams in no time.

Market Impact Profile: How Tavyn Weyman is helping first-time buyers in San Antonio, Texas turn preparation into opportunity.

Market Context  Massachusetts homebuyers face high upfront costs before they can close on a home. Down payment funds, closing costs, prepaid expenses and mortgage-related fees can create a major barrier even when a buyer can qualify for a mortgage.  First-time buyers often need both mortgage approval and cash available at closing. A targeted homebuyer program […]

Are you surprised to know that there are also closing costs aside from the down payment in a mortgage? What are these? How much are they? Can you reduce them? Closing costs are the fees you refund a lender for processing the closing of your mortgage loan. As financial companies pay many entities to […]

What is a DPA? It’s a common question that many homebuyers ask. In a mortgage, DPA stands for down payment assistance that local and national agencies provide.

There are six minimum requirements for buying a house through a mortgage.

Curious about when a first mortgage payment is due? Typically, it’s on the first day of a full month after the closing date.