The VHFA Down Payment Assistance (ASSIST) program provides eligible Vermont first-time homebuyers up to $10,000 in deferred loan assistance for down payment and closing costs. Complete homebuyer education and take your first step toward homeownership.

The MassHousing Down Payment Assistance program offers eligible Massachusetts buyers up to $30,000 toward down payment and closing costs. Reduce upfront cash requirements with this deferred second mortgage assistance.

Market Context  Massachusetts homebuyers face high upfront costs before they can close on a home. Down payment funds, closing costs, prepaid expenses and mortgage-related fees can create a major barrier even when a buyer can qualify for a mortgage.  First-time buyers often need both mortgage approval and cash available at closing. A targeted homebuyer program […]